How Can Critical Illness Insurance Benefit Me?
You may not be familiar with it, but there is insurance that can help protect your investments while you’re still alive – Life Insurance isn’t the only option. Critical Illness insurance is just as essential, as it can be financially devastating if you become ill and unable to work.
In order to quality for Critical Illness Insurance, you much purchase it before you’ve experienced any health complications. If you become ill and have one of the conditions the policy covers, then you receive a lump sum pay out tax free of the premium that you can use to cover your mortgage and other necessary expenses.
If you’ve recently invested in a home or have other significant expenses that require monthly payments, it’s a great time to look at the option of Critical Illness Insurance and we can help.
We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.
Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.
Anyone that has used an insurance agent in the past understands just how valuable such a service provider is no matter what stage you are in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.
Protecting yourself and your investments is essential. Unexpected circumstances can happen to anyone at anytime, and preparing for this with insurance ensures you aren’t financially devastated when they occur. Life Insurance and Group Health Benefits are smart options that are right for everyone. Let’s discuss your life and goals to determine which insurance products are the best fit to protect you.