How Can Health Insurance Benefit Me?
Even when living in Canada there are some health care costs that are not covered by provincial insurance. Some hospital expenses, prescriptions, dental visits, alternative health care, and more must be paid out of pocket. If you have an employer that is not part of a Group Insurance Benefits policy, or you are self-employed or unemployed, there are other options.
Individual Health Insurance is available if you do not have access to a Group Benefits policy. This can cover you and your family to help with medical costs that aren’t otherwise covered. Policy amounts vary greatly depending upon the type of coverage that you select, so having a professional ensure that it matches your needs is valuable. We would be happy to discuss your options.
We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.
Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.
Anyone that has used an insurance agent in the past understands just how valuable such a service provider is no matter what stage you are at in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.
Protecting yourself and your investments is essential. Unexpected circumstances can happen to anyone at anytime, and preparing for this with insurance ensures you aren’t financially devastated when they occur. Life Insurance and Group Health Benefits are smart options that are right for everyone. Let’s discuss your life and goals to determine which insurance products are the best fit to protect you.