How Can Term Life Insurance Benefit My Family?
Term Life Insurance is coverage that applies for a specific period of time, when people have the greatest financial commitments. Term Life Insurance guarantees that these costs can still be covered even in the event that something happens to you. It doesn’t have as big of a premium as other life insurance options, but the coverage is invaluable.
When taking on a mortgage, it is the perfect time to begin discussing insurance options with your Advisor. It can be reassuring to know that your loved ones can pay off the mortgage and live in the house, even if you are no longer there to make the mortgage payments.
We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away during your prime working years, and it may also be used to pay debt, such as a mortgage, final and emergency expenses.
Critical illness insurance offers help paying costs associated with life-altering illnesses. If you become sick with an illness covered by your policy and survive the waiting period, you receive a lump sum cash payment – you decide how to spend the money.
Anyone that has used an insurance agent in the past understands just how valuable such a service provider is, no matter what stage you are at in your life. There are many false perceptions about using an insurance agent that come from a lack of understanding about the process and the benefits.
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Protecting yourself and your investments is essential. Unexpected circumstances can happen to anyone at anytime, and preparing for this with insurance ensures you aren’t financially devastated when they occur. Life Insurance and Group Health Benefits are smart options that are right for everyone. Let’s discuss your life and goals to determine which insurance products are the best fit to protect you.