Unexpected Events
Unexpected events like an accident or illness can be devastating to your overall lifestyle, but it doesn’t have to be financially traumatic as well.
There are insurance plans available that can help you deal with the income loss associated with an unforeseen event. Or, you can plan proactively simply to protect your family just in case something should come up. We can help you navigate the options as well as:
- Help you figure out a new budget for your income
- Maximize the effect on your cash flow
- Explore the option of mortgage insurance
- Take advantage of any equity in your home
- Look at your existing insurance policy for options
10 Reasons to Use a Mortgage Broker
Dealing With Mortgage Payment Difficulties
10 benefits of life insurance
Mortgage Planning tips
Canadian Guide to Mortgages
1. Rent or Buy? / The Canadian Guide to Mortgages
Buying a home is a big decision that requires a huge financial commitment. But is it right for you? Should you rent or buy? And can you afford it? Is buying a property the right choice for you?
2. What can you afford? / The Canadian Guide to Mortgages
Before you start looking for a home, you need to figure out what you can afford. This means closely examining your finances including income, expenses, investments, savings and debts. Watch this video and learn about GDS and TDS.
3. Home buying costs you should know about
Watch this video to find out the costs you should anticipate when buying for a home.
4. Getting Pre-Approved
Find our how a pre-approval will help you when you are searching for a home.
5. Which home is right for you?
Watch this video to learn about the essential questions you need to ask yourself when searching for your next home.
6. The Buying Process
Buying a home is complicated and involves a lot of paperwork. Make sure you have the right professionals on your side. Find out more about the buying process from start to finish in this video.
7. Understanding Key Mortgage Terminology
Understanding these mortgage terms will help you choose a mortgage product that meets your financial needs.
8. How much is my monthly mortgage payment?
This tutorial video will show you how to calculate your monthly mortgage payment.
9. Open or Closed. Fixed or Variable.
Learn differences between these common mortgage options.
10. Shopping for a mortgage: The basics
Many consumers may only be familiar with the big 5 banking institutions. But the truth is, there are many lenders in Canada that can give you a mortgage. There's also many different mortgage options you can choose from. Learn more about mortgage basics in this video.
11. Other types of mortgages
The most common mortgage is a residential purchase mortgage, but there are many other types that might suit you. Watch this video and find out more.
12A. Six questions you must ask when getting a mortgage
Arm yourself with these 6 questions and get mortgage free sooner.
12B. Six questions you must ask when getting a mortgage
Arm yourself with these 6 questions and get mortgage free sooner.
13. Managing your total cost of home ownership
14. Money saving strategy: Pre-payment privileges
Find out how you can cut years off your mortgage and save hundreds of thousands of dollars.
15. Money saving strategy: Rounding up
See just how much money you can save by just rounding up your monthly payments.
16. Money saving strategy: Amortization
In this video, we will show you how you can dramatically lower the total cost of home ownership by taking some simple steps.
17. Money saving strategy: Getting low interest rates
There's one sure fire way to ensure that you always get the lowest rates available in the market. Watch this must see video to learn more.
What's Next?
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Home owners don’t always recognize that there are a variety of mortgage options available. Real estate financing isn’t a “one size fits all” thing, and no one should have to settle for that. When buying your first home, refinancing, or moving you should explore all of the options. We can help you find a mortgage that fits your lifestyle and financial needs. Contact us to get pre-approved.