Many Canadians, often due to situations beyond their control, experience financial struggles. These circumstances can include illness, divorce and job loss. Financial hardship often results in bruised credit, which makes it harder to get future loans or credit.
If you’ve been in a situation that has harmed your credit, we can still help you. We don’t judge, and operate in a transparent environment. So there is no reason for you to hesitate if you’re hoping to own a home or seek financing for other personal reasons.
While traditional lenders may be less likely to provide loans to those with bruised credit, there are alternative lending options that truly can help you get back on your feet financially. Specific terms can apply, and interest rates are often higher than discounted posted rates, but they still help you achieve your goal.
It’s important to start re-establishing your credit history as soon as possible, and successfully paying a loan like a mortgage can get you there. Contact us and we can get t he process started for you.
Anyone that has used a mortgage broker in the past understand just how valuable such a service provider is, whether you are buying your first home or renewing your mortgage.
A credit report is a history of how consistently you’ve paid your financial obligations. It is created when you first borrow money or apply for credit and is built over time.
Owning your own home is an exciting proposition. But before you can know whether homeownership is right for you, it’s important to understand what’s involved.
The first thing any prospective homebuyer needs to do is determine whether they can afford to buy the home they want.
For most Canadians, our home is our most important investment; however, owning a home also comes with a great deal of responsibility.
We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death.
Get in Touch
Home owners don’t always recognize that there are a variety of mortgage options available. Real estate financing isn’t a “one size fits all” thing, and no one should have to settle for that. When buying your first home, refinancing, or moving you should explore all of the options. We can help you find a mortgage that fits your lifestyle and financial needs. Contact us to get pre-approved.