If you’ve paid off your mortgage and want to take advantage of the equity, or you simply need access to increased funds, refinancing is an option. In Canada when refinancing you can borrow up to 80% of the current market value, minus any balance owing on your existing mortgage.
Refinancing your property can accomplish a number of things – you can buy a vacation property or investment property, consolidate debts, renovate your home, take a vacation, or provide the funds necessary to send your child to university. The funds are yours to do whatever you want with; there are no limitations.
However, refinancing is a task that takes knowledge and careful research to ensure that you have the right solution. We can help you evaluate whether or not refinancing is for you. The service is free, as the lender pays off, so take advantage of our expertise!
Check out our product and service pages in order to see some option types that could fit your unique needs.
Before your mortgage renewal period comes around, there are a number of things to consider before deciding to sign the renewal document that appears.
Working with a direct lender like a bank might feel more “conventional”, but the reality is that an independent third party can offer impartial advice. Plus, brokers have access to a much wider array of products.
Many of the outlined 10 tips for a greener home can be done on a budget, or on a larger scale depending on your needs and intentions.
When you apply for a mortgage loan, the mortgage planner will ask you to complete a loan application. The application shows information about the type of mortgage loan you’re applying for, as well as your personal financial situation.
Whether you are aware of it or not, your home may be using higher levels of energy than is really necessary. Allowing your household to expend extra energy can have negative consequences on the environment, and on your wallet.
We live in a world that is filled with the uncertainty. Life Insurance protects your loved ones in the event of your death. It can provide future income to your family if you were to pass away.
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Home owners don’t always recognize that there are a variety of mortgage options available. Real estate financing isn’t a “one size fits all” thing, and no one should have to settle for that. When buying your first home, refinancing, or moving you should explore all of the options. We can help you find a mortgage that fits your lifestyle and financial needs. Contact us to get pre-approved.